Photo by Brian A Jackson via Shutterstock Identity theft is an issue that has become more common since the digital age has bristled and bloomed. Many people are victims of phishing scams – an online predator steals your identity by impersonating a respectable institution and takes your sensitive information, financial information being stolen from non-secured sites, hacking or...

Image by Gerd Altmann from Pixabay Should you cosign on a mortgage loan to help someone else buy a house? Hopeful home buyers who lack the necessary credit history, W-2 income or overall income versus their debt can face problems getting a mortgage lender to approve a loan. Borrowers with a 43% or higher debt-to-income ratio may learn...