When buying a home, the down payment will make up the bulk of your upfront expenses. While most mortgage lenders offer you flexibility in the amount of your down payment, it's difficult to decide how much money to spend right away. While a higher upfront cost, a higher-than-minimum down payment has some significant advantages. Here are the main...

Photo by Thomas Le on Unsplash If you choose to live in a city, you’ll find a number of benefits to your location. Community: Most cities are densely populated and home to people from many different backgrounds. When you live in a location like this, you’re likely to find a community of folks who share similar interests and...